If you carry balances your credit will get all messed up, since paying the minimum and carrying balances reduces your credit worthiness.
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If you have been using that credit card and paying in full every month, you will be building a good payment history. But it takes time to build a good score. Even if you build that single account payment history to a decent score, you will still have problems qualifying for loans due to your limited credit.
Don't obsess over your score. It is only a very small part of the credit decision. What shows on your credit report is much more important.
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